Thank Me Later University Credit Card Debt Repayment Course

Simplify, Strategize & Say Goodbye to Credit Card Debt For Good!

What is the TML University Credit Card Debt Repayment Course?

Here’s the truth: Paying off debt isn’t just about cutting back—it’s about knowing how to work the system.

That's where the TML University Credit Card Debt Repayment Course comes in.

What You'll Get

Proven Strategies

Proven Strategies to help you get out of credit card debt and stay out!

Downloadable Resources

Downloadable Resources to show you what credit card to prioritize first.

Empowering Scripts

Empowering Scripts to negotiate lower interest rates with your credit card companies.

Insightful Templates

Insightful Templates to pay off debt, create a budget, and make more money.

Imagine A Life where…

Your paycheck stays in your pocket - instead of going straight to high-interest payments, you can save for that dream vacation.

You’re setting up your family for success – Putting money aside for your kids’ futures and creating a legacy of financial security.

Retirement feels exciting, not stressful – Growing your savings instead of just getting by.

You feel free – Making decisions based on what you want, not what you owe.

The future you want starts with the choices you make today.

What You'll Get

Proven
Strategies


Master proven strategies to demolish credit card debt and stay debt-free for good. (No more minimum payments, no more debt anxiety.)
Attack Debt with Precision

Download powerful resources that show you exactly which credit card to tackle first—so you can start seeing real progress fast.
Negotiate
Like a Pro


Use our empowering scripts to slash your interest rates. (Just like Tina, who saved over $8,000 on just one card—that could be you!)
Execute a Winning Plan

Unlock step-by-step templates to help you crush debt, build a budget that works, and radically increase your income potential.

This Course Is for You If…

  • You’re overwhelmed by debt and need a clear, step-by-step plan that works.
  • Debt stress is stealing your peace of mind—it’s time to ease the burden and take back control.
  • You’re making payments, but the balance won’t budge—it’s time to see real progress.
  • You want to slash your interest rates and save thousands with proven negotiation scripts.
  • You need support and accountability to stay on track and reach your goals faster.
  • You’re ready to build lasting wealth and finally break the cycle of debt.

Word On The Street

Check Out real reviews from women just like you. 

Meet Your Professor

I’m Jini Thornton, CPA to the stars, business owner, and your personal money coach. My job? Helping you build, maintain, and protect your money so you can become the Chief Money Officer of your life.